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Loan Options

Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you.

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Adjustable Rate Mortgage (ARM)

Interest Rate and payments adjust over time based on the market.

Hybrid ARMs

Combine features of both fixed-rate and adjustable rate mortgages.

Bank Statement

Allows self-employed borrowers to use bank statements to help verify income instead of tax returns.


For borrowers who don’t have, and aren’t eligible to get, Social Security numbers.

Foreign Nationals

For those that have a primary residence outside of the US but travel legally to the US for work or pleasure.


A borrower may qualify for a loan based on their assets instead of income.

Short Term Rental

Loan programs for short term rental investment properties being rented on Airbnb, Vrbo and similar marketplaces.

Manufactured Homes

Explore options that may make you a home owner with a low down payment.

Homes for Heroes

Home loans and down payment assistance for teachers, police officers, firefighters, EMS personnel, corrections officers, and veterans.

Down Payment Assistance (DPA)

Funding to use for a down payment. Available as a grant or a deferred forgivable second lien loan.

Mortgage Credit Certificate (MCC)

Reduces your federal income taxes every year by allowing you to get 20% of what you spent on mortgage interest back as a tax credit.


Texas Cash-Out Refinance

Refinance your current mortgage while also tapping into your home’s equity.

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