Loan Options

Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you.

Purchase

Fixed Rate Mortgage

Interest Rate and payments remain the same for the entire term of the loan.

Interest Rate and payments adjust over time based on the market.

Combine features of both fixed-rate and adjustable rate mortgages.

An FHA loan provides a government-insured loan with flexible loan options.

VA Loans offer flexible options as either fixed-rate or ARM mortgages.

Purchase a home with no money down in certain rural and suburban areas.

Offers maximum flexibility for home financing for larger loans.

Loan programs for vacation and investment properties.

Allows self-employed borrowers to use bank statements to help verify income instead of tax returns.

For borrowers who don’t have, and aren’t eligible to get, Social Security numbers.

For those that have a primary residence outside of the US but travel legally to the US for work or pleasure.

Roll the costs of the renovation into your loan.

A borrower may qualify for a loan based on their assets instead of income.

Loan programs for short term rental investment properties being rented on Airbnb, Vrbo and similar marketplaces.

Explore options that may make you a home owner with a low down payment.

Popular loan programs for first time home buyers.

Explore options that may make you a home owner with a low down payment.

Home loans and down payment assistance for teachers, police officers, firefighters, EMS personnel, corrections officers, and veterans.

Funding to use for a down payment. Available as a grant or a deferred forgivable second lien loan.

Reduces your federal income taxes every year by allowing you to get 20% of what you spent on mortgage interest back as a tax credit.

Refinance

Mortgage refinancing may lower your monthly payments.

Refinance your current mortgage while also tapping into your home’s equity.